Jena & Richard Congdon - Your "OwnMiami.com" Realtors
                    
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Counseling Session

  • community orientation with maps and information
  • provide information on zoning, schools, churches, shopping, transportation, utilities, community events, restaurants, etc
  • discuss agency
  • review standard contract documents
  • prepare for the process of buying a home
  • after determining the criteria, we will enter you as a prospect in the computer so you will be notified as new homes come on the market that fit your requirements

    
Mortgage Pre-Qualification

  • A Financial Institution works with our team to pre-qualify buyers at no cost to determine your purchasing power
  • discuss mortgage options
  • estimate your closing costs
  • review your credit report
  • This process also strengthens your negotiating posture when you make an offer on a home.

      
Previewing Homes

  • acquaint you with areas and neighborhoods
  • acquaint you with market value
  • assistance to evaluate condition
  • only show homes that fit your needs

    
Prepare An Offer

  • examine past sales and evaluate fair market value
  • prepare offer, addendums, disclosures, and review
  • present offer and negotiate on your behalf
  • Neal Litman, attorney, works with our team to give legal assistance

    
Receiving A Counter-Offer

  • professional help to understand the terms, addendums, rights, liability, etc.
  • professional help with a change in financing terms

    
Contract To Closing

  • mortgage application and process
  • professional assistance through the inspection process
  • guidance through repairs or credit
  • permit history search
  • understanding the appraisal
  • re-inspection and walk-thru
  • preparation for closing

    
After The Closing

We look forward to a long relationship. We want you to call us anytime. We will be happy to provide you with suggestions for decorators, painters, landscape architects, babysitter or restaurants. Remember that we want to be your REALTORS for life. Thanks for your time and we look forward to working with you.

    
Getting The Best Service

It may sound like a great idea to have a "committee" looking for your perfect house, but working with several agents at the same time is not in your best interest. Buying a house is too important to leave up to a committee because everybody’s responsibility is no one’s responsibility. It is in your interest to meet agents for a counseling session and then decide who will best represent you in your real estate transactions. If we are the team you choose, we ask for your loyalty in return by working with us exclusively. If you give your loyalty to us, you will get …. Performance Not Promises.

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